Daily News related to the Foreclosure Crisis

The biggest unpunished heist in human history - Max Keiser

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Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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01/21/22

JPMorgan’s Board Made Jamie Dimon a Billionaire as the Bank Rigged Markets, Laundered Money, and Admitted to Five Felony Counts Wall Street On Parade

JPMorgan’s Board Made Jamie Dimon a Billionaire as the Bank Rigged Markets, Laundered Money, and Admitted to Five Felony Counts
Yesterday’s headline making the rounds was that JPMorgan Chase’s Board had given its Chairman and CEO, Jamie Dimon, a pay raise to $34.5 million for 2021 that was 10 percent more than 2020.

01/21/22

Court authorizes class action against Carrington over servicing fees Housing Wire

Court authorizes class action against Carrington over servicing fees
Plaintiffs claim servicer violated Maryland's statutes by illegally charging $5 for monthly payments online or by phone

01/21/22

Missouri: Good New$ For “lenders” is bad new$ for “borrowers” Living Lies

Missouri: Good New$ For “lenders” is bad new$ for “borrowers”
Missouri law has long upheld properly conducted foreclosure sales, even if the sale price seems unusually low. In good news for lenders, and indeed for all parties to a sale, another court of appeals has rejected a borrower’s effort to overturn this policy and upheld a challenged foreclosure sale.

01/20/22

State announces settlement with hundreds of mortgage loan originators” The Telegraph

State announces settlement with hundreds of mortgage loan originators
On Wednesday, the Illinois Department of Financial and Professional Regulation and financial regulatory agencies from 42 other states announced settlements with 441 mortgage loan originators nationwide who the agencies say falsely claimed to have completed annual continuing education as required under state and federal law. Twenty-three of the loan originators hold licenses in Illinois.

01/20/22

Fannie Mae Forecasts a “Return to 'New' Normal” Mortgage News Daily

Fannie Mae Forecasts a “Return to 'New' Normal”
Fannie Mae’s Economic & Strategic Research (ESR) Group writes that it expects 2022 to be a year “of transition for both the economy and the housing market.” While it hedges its bet as to whether COVID-19 will end any time soon, it expects the market and policy choices driven by the pandemic to be gradually be replaced by more typical pre-COVID economic and housing patterns.

01/20/22

The End of New York’s Foreclosure Moratorium JDSupra

The End of New York’s Foreclosure Moratorium
The hardship stays provided under New York’s COVID-19 Emergency Eviction and Foreclosure Prevention Act of 2020 (EEFPA) officially ended on January 15, 2022. The EEFPA was the legislature’s response to protect New Yorkers affected by a financial hardship caused by the COVID-19 pandemic from the threat of immediate foreclosure or eviction.

01/20/22

Institutional Bias Must End For the Sake of Society Living Lies

Institutional Bias Must End For the Sake of Society
I have been inundated by emails and comments from people who are frustrated by the apparent futility of challenging claims whose success depends solely and entirely on the ability of the lawyer for a designated claimant to outlast their targets — i.e. consumers of fake debt products.

01/20/22

Is Citigroup Under Orders from Its Regulators to Break Itself Up? Wall Street On Parade

Is Citigroup Under Orders from Its Regulators to Break Itself Up?
The last thing that Fed Chairman Powell needs in his second term are the sleazy details of the Fed’s trading scandal being released by investigators and to have to bail out the same megabank that Fed Chair Bernanke secretly bailed out from December 2007 through at least mid-July 2010. Obviously, we’re talking about Citigroup.

01/19/22

A Nomura Document May Shed Light on the Repo Blowup and Fed Bailout of the Gang of Six in 2019 Wall Street On Parade

A Nomura Document May Shed Light on the Repo Blowup and Fed Bailout of the Gang of Six in 2019
There are numerous reasons that members of Congress, bank regulators, and mainstream media don’t want to talk about the repo blowup in 2019 and the massive Fed bailout that followed. Economist Michael Hudson previously explained how the Fed lacked authority to bail out a handful

01/19/22

Desktop appraisal option to start in March Housing Wire

Desktop appraisal option to start in March
The option will allow valuations based on tax records and property listing information

01/19/22

Getting a piece of the pie: How securitization can work FOR homeowners and not against them Living Lies

Getting a piece of the pie: How securitization can work FOR homeowners and not against them
There is no sale of the obligation, note or mortgage and so there is no securitization of debt. By splitting the attributes of behavior from the provisions of the executed documents and changing the description of the behavior, an investment bank could, in essence, sell the apparent debt an unlimited number of times without ever recording the sale of the debt, note or mortgage.

01/18/22

If you don’t know procedure you don’t know how to win. Living Lies

If you don’t know procedure you don’t know how to win.
The claim of securitization is present in virtually every case of a loan account receivable. It is a false claim. All subsquent claims to administer, collect or enforce the alleged loaon account receivable are therefore also false.

01/17/22

New Court Appellate Court Reveals Dangers of Forbearance and Modification Agreements Living Lies

New Court Appellate Court Reveals Dangers of Forbearance and Modification Agreements
See I have long argued that any correspondence or agreements executed by homeowners as “borrowers” presented a danger of waiving all of their home equity. This is true as to the fundamental equation and to the statute of limitations.

01/16/22

United States District Court - Gary Victor Dubin v. Christie Adams, et al., Scott Stafne

United States District Court - Gary Victor Dubin v. Christie Adams, et al.,
Constitutional Law, Human Rights Law, Law and Society, Social Justice, Philosophy Of Law

01/16/22

State of Georgia to announce new mortgage assistance program WRDW

State of Georgia to announce new mortgage assistance program
COLUMBUS, Ga. (WTVM) - The Georgia Department of Community Affairs (DCA) is set to announce a new program that will provide residents with mortgage assistance. With stimulus funds totaling $354 million, the Georgia Homeowner Assistance Fund will assist homeowners with mortgage, delinquencies, defaults, foreclosures, and past-due utilities, according to officials.

01/15/22

Organization working to match Schenectady-area homeowners facing foreclosure with grants Daily Gazette

Organization working to match Schenectady-area homeowners facing foreclosure with grants
SCHENECTADY — The pandemic-era moratorium on mortgage foreclosures has expired, prompting Schenectady housing and neighborhood organization BCNI to sound the alert about grants of up to $50,000 available for struggling homeowners.

01/15/22

NY eviction moratorium expires, residents urged to apply for rent relief, protection ABC7NY

NY eviction moratorium expires, residents urged to apply for rent relief, protection
NEW YORK (WABC) -- New York let its eviction and foreclosure moratorium expire on Saturday, but will once again let people apply for eviction protection and rent relief.

01/14/22

2d Circuit Federal Appeals Court Upholds Homeowner’s Right to Sue for RESPA Violations Living Lies

2d Circuit Federal Appeals Court Upholds Homeowner’s Right to Sue for RESPA Violations
See Naimoli v. Ocwen Loan Servicing, LLC, 20-1683-cv, at *15 (2d Cir. Jan. 7, 2022) The following was decided by the court to be covered violations, including a catch-all provision in which anything related to “servicing” is included:

01/14/22

Economist Michael Hudson Says the Fed “Broke the Law” with its Repo Loans to Wall Street Trading Houses Wall Street On Parade

Economist Michael Hudson Says the Fed “Broke the Law” with its Repo Loans to Wall Street Trading Houses
Even within economic circles, there is a growing nervousness that the Federal Reserve, the central bank of the United States – with the power to

01/14/22

Foreclosure program paying off in Largo's battle against blight TBNWeekly

Foreclosure program paying off in Largo's battle against blight
ORANGE COUNTY, Fla. — The Central Florida eviction and foreclosure market is beginning to heat up as landlords and creditors look to finally shed their dead weight two years into the pandemic, a real estate attorney said.

01/14/22

Evictions, foreclosures heat up as legal system races to catch up WFTV

Evictions, foreclosures heat up as legal system races to catch up
ORANGE COUNTY, Fla. — The Central Florida eviction and foreclosure market is beginning to heat up as landlords and creditors look to finally shed their dead weight two years into the pandemic, a real estate attorney said.

01/13/22

What will servicing look like in 2022? Housing Wire

What will servicing look like in 2022?
Communication, borrower education and training of consumer-facing staff are critical

01/13/22

U.S. FORECLOSURE ACTIVITY DROPS TO AN ALL-TIME LOW IN 2021 PR Newswire

U.S. FORECLOSURE ACTIVITY DROPS TO AN ALL-TIME LOW IN 2021
today released its Year-End 2021 U.S. Foreclosure Market Report, which shows foreclosure filings— default notices, scheduled auctions and bank repossessions — were reported on 151,153 U.S. properties in 2021, down 29 percent from 2020 and down 95 percent from a peak of nearly 2.9 million in 2010, to the lowest level since tracking began in 2005.

01/13/22

$2.7 Billion in Credit Default Swaps Blew Up One Day Before the Fed Launched Its Repo Loan Bailouts in 2019 Wall Street On Parade

$2.7 Billion in Credit Default Swaps Blew Up One Day Before the Fed Launched Its Repo Loan Bailouts in 2019
On September 16, 2019, exactly one day before the Federal Reserve would embark on its first emergency repo loan operations since the financial crisis of 2008, $2.7 billion in credit default swaps (CDS) on a single name blew up.

01/13/22

Example of Homeowner Doing Her Homework Living Lies

Example of Homeowner Doing Her Homework
You can have this done for you by a competent forensic investigator or you can do it yourself using FOIA (Freedom of Information Act) requests and other means. What is clear is that the procedures for QWR and DVL do not produce answers, although they do provide the foundation for lawsuits for statutory violations.

01/12/22

How Those Refi’s Were Turned Into Gold by the Investment Banks Living Lies

How Those Refi’s Were Turned Into Gold by the Investment Banks
Most people cannot conceive of why they should have been paid more at the purported “Closing” of their transaction than what they received or what they think was paid on their behalf.

01/12/22

Rea Life NJ Case: First Horizon Home Loans named as “lender” in 6 figure “loan,” foreclosed by EverBank who get judgment, judgement assigned to MTGLQ Investments who pays $100 Living Lies

Rea Life NJ Case: First Horizon Home Loans named as “lender” in 6 figure “loan,” foreclosed by EverBank who get judgment, judgement assigned to MTGLQ Investments who pays $100
First Horizon Home Loans files a foreclosure complaint in 2015, and during the proceeding, assigns the mortgage to Everbank who obtains judgment and Writ of Sale. Everbank assigns its Credit Bid to MTGLQ Investors, and the Bergen County Sheriff carries out the sale and issues the attached Deed for $100.00.

01/12/22

Judge Rakoff Signs a Dangerous Protective Order in Whistleblower Case Against 5-Count Felon JPMorgan Chase Wall Street On Parade

Judge Rakoff Signs a Dangerous Protective Order in Whistleblower Case Against 5-Count Felon JPMorgan Chase
On January 6, Senior U.S. District Court Judge Jed Rakoff signed a dangerous Protective Order in the Shaquala Williams v JPMorgan Chase case which resides in the Southern District of New York. Williams is a whistleblower who

01/11/22

On March 31, the Fed Has to Name Names under Four of its Emergency Loan Programs to Wall Street. Will the Media Censor that News Also? Wall Street On Parade

On March 31, the Fed Has to Name Names under Four of its Emergency Loan Programs to Wall Street. Will the Media Censor that News Also?
It’s now day 13 since the Fed released the names of the Wall Street trading houses that borrowed $4.5 trillion cumulatively, just in the fourth quarter of 2019, from the Fed’s repo loan facility. Not one mainstream media

01/11/22

Mainstream Media Has Morphed from Battling the Fed in Court in 2008 to Groveling at its Feet Today Wall Street On Parade

Mainstream Media Has Morphed from Battling the Fed in Court in 2008 to Groveling at its Feet Today
The Fed has kept a very tight lid on the names of the banks that received emergency loans from three of its funding facilities that it abruptly launched in mid March 2020.

01/11/22

Foreclosure Inventory at 23 Year Low Mortgage News daily

Foreclosure Inventory at 23 Year Low
The national delinquency rate declined for the 7th consecutive month in October. CoreLogic’s Loan Performance Insights Report for the month says that loans that were 30 or more days past due, including those in foreclosure represented 3.8 percent of all active mortgages.

01/10/22

Homeowners need to understand that they are investors, not borrowers. Living Lies

Homeowners need to understand that they are investors, not borrowers.
In nearly all cases that the amount of money paid to a “prior lender” is entirely or mostly fictional in all cases of refinancing and nearly all cases in purchase money mortgages. As long as the same underlying investment bank is the same for both the Buyer and Seller or the same for both the new “Lender” and the old “lender.”

01/10/22

Mortgage Relief Program announced for homeowners impacted by COVID-19 KATC

Mortgage Relief Program announced for homeowners impacted by COVID-19
Homeowners financially impacted by COVID-19 can now get assistance through a federally funded program. Governor John Bel Edwards announced the launch of the Louisiana Homeowner Assistance Fund, a federally funded relief program for homeowners financially impacted by COVID-19 who are behind on their mortgages and at risk of foreclosure.

01/09/22

JANUARY 9, 2022 – “BUT JUDGE, IF I COULD JUST EXPLAIN!” AVOIDING COMMON TRAPS OF REPRESENTING YOURSELF IN COURT Torrens Law Group

JANUARY 9, 2022 – “BUT JUDGE, IF I COULD JUST EXPLAIN!” AVOIDING COMMON TRAPS OF REPRESENTING YOURSELF IN COURT
Good Afternoon! I hope this newsletter finds you doing well. For this week’s newsletter, I want to offer a few useful tips in case you ever find yourself in a lawsuit but cannot afford legal counsel.

01/09/22

And this is why we have appellate courts … Clouded Titles

And this is why we have appellate courts …
The United States Court of Appeals for the Second Circuit has reversed and remanded a RESPA-related case back to the District Court for the Western District of New York in a case involving Ocwen Loan Servicing, LLC’s (NOTE: Ocwen has been purchased by PHH Mortgage of New Jersey.) alleged failure to record the homeowner’s mortgage instruments and its actions in losing key mortgage documents. The district court found for Ocwen in its summary judgment motion, stating that the Plaintiff’s asserted “errors” did not fall within Regulation X’s “catch-all provision”. The appellate court disagreed and reversed the lower court’s decision and sent the case back for further proceedings as directed by the appellate court. This case involved an alleged defaulted loan and a subsequent loan modification. The homeowner, Kim Naimoli, sued Ocwen because Ocwen denied her loan modification because of its own failure to record the mortgage documents. Takeways? Of note here is that Ocwen failed to record the mortgage. What lien right does it have it the mortgage document isn’t publicly recorded? There is no specific notice to the world, is there?

01/08/22

Foreclosures Soar 94% From 1 Year Ago Motley Fool

Foreclosures Soar 94% From 1 Year Ago
When the COVID-19 pandemic first hit and unemployment became rampant, it became clear that many homeowners would risk losing their homes if aid wasn't doled out immediately. The government responded with mortgage forbearance -- an option that predates the pandemic, but one that wasn't universally guaranteed.

01/08/22

Part memoir, part history by a lawyer who fought foreclosures on family farms in the 1980s Texarkana Gazette

Part memoir, part history by a lawyer who fought foreclosures on family farms in the 1980s
Sarah Vogel returns to that grim era in "The Farmer's Lawyer," which recounts her work as the lead attorney for a group of North Dakota farmers whose lawsuit against the U.S. Department of Agriculture led to a nationwide class action that eventually overturned the heavy-handed lending practices that drove rampant farm foreclosures. Part memoir, part populist political history and part courtroom drama, Vogel's book is a charming, at times compelling recollection of a singular time in U.S. agriculture.

01/07/22

Cindy Brown News Alert Breaking the Insidious Silence Scott Stafne

Cindy Brown News Alert Breaking the Insidious Silence
Fresh off a California court victory in the Cindy Brown vs. Bank of New York Mellon case, this report showcases the ongoing crisis of inequalities in access to civil justice facing all Americans regardless of income or race and sets the stage for a long-awaited trial court showdown on March 15, 2022.

01/07/22

20-1683-cv Kim Naimoli v. Ocwen Loan Servicing, LLC Marc Dann

20-1683-cv Kim Naimoli v. Ocwen Loan Servicing, LLC
Appeal from the United States District Court
20 for the Western District of New York
21 No. 18 Civ. 06180 (EAW), Elizabeth A. Wolford, District Judge, Presiding.
22 (Argued April 5, 2021; Decided January 7, 2022)

01/07/22

Preventing a New York State housing emergency NY Daily News

Preventing a New York State housing emergency
The impending expiration of the eviction moratorium in New York State on Jan. 15, an undersupply of affordable housing and ongoing barriers to emergency rental assistance are all leading New York and many other states into a perilous winter of housing instability.

01/07/22

History of the American mortgage The Roanoke Times

History of the American mortgage
Homeownership has long been a part of the American Dream. Whether your generation, your grandparents’ generation, or your great-great-grandparents’ generation, most people equate the thought of owning a home with achieving the right type of success. After all, owning property can help you build wealth, give you access to equity, and offer something tangible to be passed down for generations.

01/07/22

How Much of That Bonu$ on Wall $treet Should Be Yours? Each Time You Use an Installment Plan You Are Creating a Huge Bonus to an Investment Banker Living Lies

How Much of That Bonu$ on Wall $treet Should Be Yours? Each Time You Use an Installment Plan You Are Creating a Huge Bonus to an Investment Banker
Some of the facts recited here are taken from the true story of one entrepreneur who turned $25,000 into $300 Million. Has anyone ever asked how entrepreneurs with only $25,000 to their name in 2001 now have a net worth of $300,000,000? Has anyone done the math? That money could not possibly have come from making loans using $25,000.

01/07/22

HUD Comes to the Aid of Colorado Wildfire Victims DSNews

HUD Comes to the Aid of Colorado Wildfire Victims
The U.S. Department of Housing & Urban Development (HUD) has announced that it is offering federal disaster assistance for areas in Colorado impacted by straight-line winds and wildfires from December 30 that continue to linger.

01/07/22

A Busy Week Glenn Russell

A Busy Week
Today, I thought I would discuss what you should expect when you decide to “challenge” a foreclosure. I also wanted to discuss the different types of “foreclosure jurisdictions”, and different types of “mortgage theory jurisdictions. I will also emphasize the extremely unfair (and unconstitutional) non-judicial foreclosure process, and why I believe that it should be struck down.

01/07/22

These Charts Are the Smoking Guns in the Fed’s 2019-2020 Emergency Repo Loan Bailouts Wall Street On Parade

These Charts Are the Smoking Guns in the Fed’s 2019-2020 Emergency Repo Loan Bailouts
Nine days ago the Fed released the names of the Wall Street trading houses that had borrowed a cumulative total of $4.5 trillion in emergency repo loans from the Fed during just the last quarter of 2019.

01/06/22

Wall Street Banks Have an Alibi for their $11.23 Trillion in Emergency Repo Loans from the Fed – It’s a Doozy Wall Street On Parade

Wall Street Banks Have an Alibi for their $11.23 Trillion in Emergency Repo Loans from the Fed – It’s a Doozy
From September 17, 2019 through July 2, 2020, the trading units of the Wall Street megabanks (both domestic and foreign) took a cumulative total of $11.23 trillion in emergency repo loans from the Federal Reserve.

01/06/22

Finding the FINTECH Companies who really do the work of “servicing” payments and disbursements. Living Lies

Finding the FINTECH Companies who really do the work of “servicing” payments and disbursements.
Here is an example of someone who is asking tough questions that the banks and their lawyers will never answer. They won’t answer because any answer that is truthful would lead inevitably to the revelation that there is an absence of a loan account receivable and therefore any right to collect on it.

01/05/22

A Return to Robo-Signing: JPMorgan Chase Has Unleashed a Lawsuit Blitz on Credit Card Customers Pro Publica

A Return to Robo-Signing: JPMorgan Chase Has Unleashed a Lawsuit Blitz on Credit Card Customers
Early in 2020, as the pandemic gripped the nation, JPMorgan Chase offered to help customers weather the crisis by taking a temporary pause on mortgage, auto and credit card payments.

01/05/22

Meet Jed Rakoff, the Judge Who Exposed the "Rigged Game" Matt Taibi

Meet Jed Rakoff, the Judge Who Exposed the "Rigged Game"
On November 27, 2011, a federal judge named Jed Rakoff threw out a $285 million regulatory settlement between Citigroup and the Securities and Exchange Commission, blasting it as “neither fair, nor reasonable, nor adequate, nor in the public interest.”

01/05/22

Mortgage relief comes to California as thousands face foreclosure Fox40

Mortgage relief comes to California as thousands face foreclosure
SACRAMENTO, Calif. (KTXL) — The nation’s biggest effort to help homeowners who are struggling to pay their mortgage because of the pandemic is underway in California. The effort is called the California Mortgage Relief Program, and those who are in need can begin applying for federal funds on Wednesday.

01/05/22

THREADING THE NEEDLE: IT IS WHAT THEY DON’T SAY THAT REVEALS THE TRUTH — AND YOU CAN USE IT! Living Lies

THREADING THE NEEDLE: IT IS WHAT THEY DON’T SAY THAT REVEALS THE TRUTH — AND YOU CAN USE IT!
So talk about splitting hairs — here is a statement from a company that is claimed by third parties to be the servicer of a “loan.” Note that the parties making the claim do NOT swear that PennyMac is servicing claims to administer, collect and enforce for

01/05/22

20 state attorneys general take aim at mortgage servicers Housing Wire

20 state attorneys general take aim at mortgage servicers
Some Federal Housing Administration-approved mortgage servicers have routinely flouted the agency’s loan modification program, according to Washington, D.C. Attorney General Karl Racine and 20 other state attorneys general.

01/04/22

loanDepot brings Ginnie Mae loan servicing in-house Housing Wire

loanDepot brings Ginnie Mae loan servicing in-house
loanDepot announced this week that it will begin servicing Ginnie Mae loans in-house, following a 2021 decision to do the same for Fannie Mae and Freddie Mac-backed loans.

01/04/22

Why I Think Homeowners Are Entitled to Receive a Second Payment From Investment Banks Living Lies

Why I Think Homeowners Are Entitled to Receive a Second Payment From Investment Banks
All homeowners who think they have a mortgage loan have received one payment at a “closing” — or a payment allegedly made on their behalf. For reasons explained elsewhere on this blog, such payments on their behalf are mostly fictional where the underlying investment bank is the same “director” of funds.

01/04/22

Redditors Raged Against the News Blackout of the Fed’s Bailout – Then All Hell Broke Loose When They Learned the Wall Street Banks Literally Own the New York Fed Wall Street On Parade

Redditors Raged Against the News Blackout of the Fed’s Bailout – Then All Hell Broke Loose When They Learned the Wall Street Banks Literally Own the New York Fed
We were attempting to hold the Fed, Big Media, and the Wall Street megabanks accountable with our article yesterday on mainstream media’s news blackout of the Fed’s release of the names of the Wall

01/03/22

Homeowners in New York can now apply for mortgage help Rochester First

Homeowners in New York can now apply for mortgage help
ALBANY, N.Y. (WTEM) — Starting Monday, January 3, those who have struggled to pay their mortgage because of the coronavirus pandemic can now apply for money to put towards their back payments.

01/03/22

Why You Should Get to Know Credit Default Swaps Living Lies

Why You Should Get to Know Credit Default Swaps
The investment banker was acting as the agent or conduit for both the actual creditor (“investor) who was lending the money to an investment bank and the homeowner “debtor” (borrower) was “borrowing” the money.

01/03/22

There’s a News Blackout on the Fed’s Naming of the Banks that Got Its Emergency Repo Loans; Some Journalists Appear to Be Under Gag Orders Wall Street On Parade

There’s a News Blackout on the Fed’s Naming of the Banks that Got Its Emergency Repo Loans; Some Journalists Appear to Be Under Gag Orders
Four days ago, the Federal Reserve released the names of the banks that had received $4.5 trillion in cumulative loans in the last quarter of 2019 under its emergency repo loan operations for a liquidity crisis that has yet to be credibly explained.

01/02/22

It’s not technical — It is very real! Securitization changed both sides of what appeared to be a loan transaction. It is now unrecognizable to lawyers. Living Lies

It’s not technical — It is very real! Securitization changed both sides of what appeared to be a loan transaction. It is now unrecognizable to lawyers.
Here is a line from another lawyer that I spoke with: SECURITIZATION CHANGED THE BARGAIN. ONLY THE FINANCE SIDE GOT WHAT THEY WANTED. People often criticize the points I make an appearance, articles, and pleadings because they think I am raising technical objections that won’t change anything. “You got the loan, didn’t you?” Actually no — virtually none of the transactions with homeowners

01/01/22

New Year's Day 2022 Glenn Russell

New Year's Day 2022
Over the last ten years, my usual practice is to sit down and assess what took place during the past year and then set forth a business plan for the coming new year. This year is a little different because I started planning for 2022 roughly about June of 2021. I started planning early, as it was obvious to see the handwriting on the wall for what is coming. Thus, unlike past years, I had a little extra time this year on New Year’s Day 2022.

01/01/22

2022: Recap of what we know about foreclosures and securitization Living Lies

2022: Recap of what we know about foreclosures and securitization
Here is a line from another lawyer that I spoke with: “The investment banks were not selling securities and they can’t say that they were because if they did say that then they would be saying that they were subject to registration requirements for initial public offerings. Their entire position is based on the

01/01/22

Consumer Law Rights Taking Effect 2022 NCLC

Consumer Law Rights Taking Effect 2022
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